Budgeting app
A budgeting app that tells you what you can spend today
Monthmate is a calm budgeting app for iOS and Android. It answers six monthly money questions — from income and bills to safe to spend and a monthly savings target. No spreadsheets. No bank connection required.
Six questions every budgeting app should answer
- 1
How much money came in?
Track income across your monthly cycle in one clear view.
- 2
Where did my money go?
See spending by category without spreadsheet chaos.
- 3
How much must I pay every month?
Bills and recurring costs, always visible before payday.
- 4
How much can I safely spend?
A daily number that accounts for bills, savings, and buffer.
- 5
How much should I save?
Goals with progress, not guilt. Just a plan.
- 6
Am I getting richer or poorer?
Month-over-month trends so you know if you're improving.
How Monthmate differs from other budgeting apps
Forward-looking, not just history
Most budgeting apps show what you spent. Monthmate shows what you can spend today.
No bank login required
Log income and expenses manually. Your data stays on your device.
Works offline
Full budgeting without internet — on planes, subway, or spotty service.
Pay-cycle aligned
Budget from payday to payday, not forced into calendar months.
Looking for a Mint replacement?
Mint shut down in 2024. If you want safe-to-spend clarity without linking a new bank app, see our best Mint alternatives guide or Monthmate vs Mint comparison.