Money management
A money management app built for monthly clarity
Most money management apps drown you in categories and charts. Monthmate answers six practical questions — including how much you can safely spend today.
Six questions every money management app should answer
- 1
How much money came in?
Track income across your monthly cycle in one clear view.
- 2
Where did my money go?
See spending by category without spreadsheet chaos.
- 3
How much must I pay every month?
Bills and recurring costs, always visible before payday.
- 4
How much can I safely spend?
A daily number that accounts for bills, savings, and buffer.
- 5
How much should I save?
Goals with progress, not guilt. Just a plan.
- 6
Am I getting richer or poorer?
Month-over-month trends so you know if you're improving.
Why Monthmate for money management
Know what is left to spend
Your bank balance is not your spending money. Safe-to-spend reserves bills and savings first.
Never miss a bill
Due dates and paid status keep rent and utilities visible before you overspend mid-cycle.
Save with a plan
Savings targets connect to daily spending — honest tradeoffs, not hidden guilt.
See if you are improving
Month-over-month trends answer the question: am I getting richer or poorer?